How does jewelry insurance work?
A standalone jewelry insurance policy, such as coverage with Jewelers Mutual, exists outside of your homeowners or renters insurance. This is a policy you purchase to cover your selected jewelry items, such as an engagement ring, necklaces, earrings or even your entire collection of fine jewelry. Depending on the policy you select, insurance for jewelry typically covers repairs or replacement in the event of damage, theft or disappearance.
How much do jewelry insurance companies charge?
Your diamond, engagement or general jewelry insurance premium will be unique to you. Premiums are affected by the coverage area, deductibles and the value of the pieces being insured.
Can I purchase engagement ring insurance on its own?
You can insure as many pieces as you’d like. Many people opt to cover just their
engagement ring and
wedding band, but you can add additional jewelry to be insured if you’re looking for additional coverage.
What does jewelry insurance cover?
Jewelers Mutual insurance covers repair or replacement with protection against loss, theft, damage, loose stones and mysterious disappearance.
What kind of jewelry can I insure?
Fine jewelry and loose gemstones are often eligible for jewelry insurance coverage through Jewelers Mutual.
Is worldwide ring insurance available?
Jewelers Mutual insurance provides coverage worldwide, allowing policyholders to enjoy their covered jewelry essentially wherever their travels take them.